In 2025, businesses need smart, efficient financial solutions to manage global transactions, optimize cash flow, and streamline expenses.
Revolut Business and Revolut Business Account provide a feature-packed platform designed to help companies manage international payments, employee spending, and multi-currency accounts. However, is it the right choice for your business? Let’s break it down.
Why Choose Revolut Business Account? A Brief Overview
What is a Revolut Business? It is a financial superapp that provides seamless banking and payment solutions tailored to modern businesses. Some of its key features include:
- Multi-Currency Accounts – Hold and exchange over 30 currencies at competitive exchange rates.
- International Payments – Make and receive payments globally with low fees.
- Corporate Cards – Issue physical and virtual business cards for employees with spending controls.
- Accounting Integrations – Sync with software like Xero, QuickBooks, and more.
- Expense Management – Track and manage expenses in real time.
- Advanced Security – Biometric authentication and real-time fraud detection.
While these features make Revolut Business an attractive option, setting up and managing the account effectively requires expertise. That’s where Helvetios comes in.
Revolut Business Coverage & Availability
Where does Revolut Business operate? It is present in multiple regions worldwide, including:
- Europe: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gree ce, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Republic of Cyprus, Romania, Slovakia, Slovenia, Spain, Sweden.
- North America: United States, Canada.
- Asia-Pacific: Australia, Singapore, Japan.
- Other Regions: New Zealand, Singapore, Switzerland, the UK and others.
Pricing of Revolut Business (2025)
Revolut offers flexible pricing plans based on business size and needs:
- Basic Plan (€10/month) – Basic features, multi-currency accounts, and expense tracking.
- Grow Plan (€30/month) – Includes free international payments and higher transaction limits.
- Scale Plan (€90/month) – Advanced features like bulk payments, priority support, and expense automation.
- Enterprise Plan (Custom Pricing) – Tailored solutions for large businesses.
Additional fees may apply for international transfers, currency exchanges, and premium features.
Revolut Business Account: Requirements for 2025
Opening a Revolut Business account in 2025 is a straightforward process, but your company must meet specific criteria and provide the right documentation.
Who Can Open a Revolut Business Account?
Revolut supports various business structures, including LLCs, limited partnerships, and corporations, as long as they are officially registered in eligible countries like the UK, EEA, Switzerland, Australia, Singapore, or the US. However, charities, cooperatives, and certain high-risk industries (such as gambling or fine art dealing) are not eligible.
What Documents Are Needed?
To verify your business and identity, you’ll need:
- A government-issued ID and a video selfie
- A certificate of incorporation or business registration proof
- Proof of your business address (rental agreement, utility bill, or bank statement)
- Evidence of business activity (contracts, invoices, or an active website)
- A document listing directors and shareholders with over 25% ownership
How Long Does It Take?
The online application takes around 10 minutes, with most accounts being reviewed within 24 hours. However, the process may take longer if additional verification is required.
By ensuring you meet these requirements and have the necessary paperwork ready, you can set up your Revolut Business account quickly and start managing your finances with ease.
How Helvetios Can Help You
Expanding your business globally? Helvetios specializes in helping companies establish and grow in Hong Kong, the UK, Estonia, and Portugal. We provide expert guidance on banking solutions, documentation, and financial integrations like Revolut Business.
With Helvetios, you get:
- Personalized support in registering your business in the country of your choice with physical address.
- Expert advice on choosing the best banking solution for your business.
- Assistance with bank account, compliance, verification, and documentation.
- Seamless integration with accounting and financial tools.
Pros & Cons of Revolut Business 2025
Revolut Business has gained popularity as a modern financial solution for companies looking to streamline payments, manage multiple currencies, and optimize international transactions. However, like any financial platform, it comes with both advantages and limitations.
Pros:
- Multi-Currency Accounts – Hold, send, and receive payments in over 30 currencies, making it an excellent choice for businesses operating across borders.
- Competitive Exchange Rates – Benefit from low FX fees during weekdays, helping businesses save money on international transfers.
- Seamless Integrations – Connect Revolut with accounting tools like Xero and QuickBooks, as well as eCommerce platforms such as Shopify and WooCommerce.
- No Monthly Fees (Basic Plan) – Small businesses and startups can open a Revolut Business account without any fixed costs, keeping expenses minimal.
- User-Friendly Interface – The Revolut app and web dashboard provide an intuitive experience, making account management quick and efficient.
Cons:
- No Cash or Cheque Deposits – Businesses that handle cash transactions may find Revolut limiting, as it does not support cash or cheque deposits.
- Limited Customer Support – Some users report slow response times from customer service, which can be frustrating when dealing with urgent account issues.
- Additional Fees for Certain Transactions – While basic transfers are low-cost, Revolut applies fees for currency exchanges exceeding monthly limits and for weekend transactions.
- No FSCS Protection – Since Revolut is an e-money institution rather than a traditional bank, business funds are not protected by deposit insurance schemes like the UK’s Financial Services Compensation Scheme (FSCS).
- Lack of Credit & Lending Services – Unlike traditional banks, Revolut does not offer business loans, overdrafts, or credit lines, which may be a drawback for companies in need of financing options.
Top Alternatives to Revolut Business (2025)
- Wise (formerly TransferWise) – Best for low-cost international transfers.
- Payoneer – Ideal for freelancers and cross-border payments.
- Airwallex – Strong alternative for global businesses with advanced FX solutions.
- Brex – Great for US-based startups needing corporate banking solutions.
- Currenxie – Excellent for SMEs and startups looking for multi-currency business accounts.
Final Thoughts: Let Helvetios Simplify Your Global Expansion
Navigating the world of international banking and financial management can be overwhelming, but choosing the right solution can make all the difference. Whether you opt for Revolut, Airwallex, or one of their alternatives, having the right support is crucial to maximizing efficiency and minimizing costs.
At Helvetios, we specialize in helping businesses expand into new markets while ensuring they legally save money on taxes and operate smoothly across borders. From company formation and bank account setup to business addresses and compliance guidance, we provide full support at every step of your journey.
With Helvetios, you get access to all the relevant information needed to make informed financial decisions, streamline operations, and focus on growing your business without bureaucratic headaches.
Ready to take your business global? Contact Helvetios today and let us handle the complexities—so you can focus on what truly matters: success.
FAQs About Revolut Business (2025 Edition)
What is Revolut Business?
Revolut Business is a financial superapp designed for modern companies. It offers multi-currency accounts, low-cost international payments, corporate cards, expense tracking, and seamless integration with accounting software like Xero and QuickBooks.
Why should I choose a Revolut Business account?
Revolut Business is ideal for companies that:
- Operate internationally
- Need to manage expenses across teams
- Want low FX fees and borderless banking
- Use eCommerce platforms (Shopify, WooCommerce)
- Prefer digital-first, easy-to-use financial tools
Where is Revolut Business available?
As of 2025, Revolut Business operates in over 30 countries, including:
- Europe: Most EEA countries + UK, Switzerland
- North America: USA, Canada
- Asia-Pacific: Singapore, Japan, Australia, New Zealand
What are the pricing plans for Revolut Business in 2025?
Revolut offers flexible tiers based on business size:
- Basic – €10/month (multi-currency, expense tools)
- Grow – €30/month (free intl. payments, higher limits)
- Scale – €90/month (bulk payments, automation, support)
- Enterprise – Custom pricing for large companies
Note: Additional fees apply to currency exchanges and some transfers.
What are the requirements to open a Revolut Business account?
Eligible business structures:
- LLCs, corporations, and partnerships registered in supported countries
- Not available for charities, cooperatives, or high-risk sectors
📄 Required documents:
- Government-issued ID + video selfie
- Certificate of incorporation
- Proof of business address
- Evidence of active business (e.g., contracts, website)
- Ownership details (25%+ shareholders)
🕐 Setup time: 10-minute application; approval usually within 24 hours
What are the pros of using Revolut Business?
- Hold and exchange 30+ currencies
- Low FX fees on weekdays
- No monthly fees for small businesses (Basic plan)
- Integration with accounting and eCommerce platforms
- User-friendly mobile and web interface
Are there any downsides to Revolut Business?
No cash or cheque deposits
Limited customer support responsiveness
Extra fees for weekend FX or high-volume transactions
No FSCS deposit protection
No business loans or credit lines
What are some alternatives to Revolut Business?
If Revolut isn’t the perfect fit, consider:
- Wise – Best for low-cost international transfers
- Payoneer – Great for freelancers and marketplaces
- Airwallex – Strong FX and global payments for startups
- Currenxie – Multi-currency accounts for SMEs
- Brex – US-based companies needing credit and cards
How can Helvetios help with Revolut Business?
Helvetios provides end-to-end support for entrepreneurs and companies expanding internationally. We can help with:
- Company registration in the UK, Estonia, Portugal, or Hong Kong
- Business address setup
- Assistance with Revolut Business onboarding
- Banking, compliance, and documentation support
- Seamless accounting integration and automation
Is Revolut Business the right choice for me?
Revolut Business is ideal for digital-native, globally operating companies that value speed, low FX costs, and tech integrations. If you want help setting up your business and choosing the right banking partner, Helvetios is here to guide you.
