Open a Merchant Account in 24 Hours
Start accepting online payments—fast, secure, and hassle-free.
Helvetios helps businesses set up fully functional merchant accounts in as little as one day. From paperwork to payment gateway integration, we take care of the technicalities so you can start processing payments with confidence.
✅ Fast-track merchant account setup
✅ Accept cards, wallets & digital payments globally
✅ Transparent fees and expert support
✅ Perfect-fit solutions for your business model
Trusted by 98% of our clients across Europe —
Helvetios makes payment acceptance simple, secure, and scalable.
Facing Challenges with Merchant Accounts?
Getting the right merchant account is critical, but the process can be daunting:
- Too Many Options: The payment processing landscape is vast, with numerous providers offering different services, rates, and terms.
- Confusing Fee Structures: Understanding interchange fees, processing fees, monthly fees, and hidden costs can be challenging.
- Complex Applications: Merchant account applications require detailed information and documentation, and approval is not always guaranteed, especially for certain business types.
- Technical Integration: Connecting the merchant account and payment gateway to your website, app, or POS system requires technical know-how.
- Finding a Reliable Partner: Ensuring the provider is reputable, secure, and offers reliable uptime is paramount.
- Dealing with “High-Risk” Status: Businesses in certain industries often face difficulties obtaining standard merchant accounts.
These hurdles can delay your ability to transact and negatively impact your business growth.
Your solution: Simplified Merchant Account Assistance by Helvetios
Helvetios acts as your expert navigator in the payment processing world. We don’t provide the merchant account ourselves, but we leverage our expertise and network to connect you with the right providers and streamline the entire process.
What Our Merchant Account Service Includes:
We offer comprehensive support to help you get your business ready to accept payments:
- Needs Assessment: We analyze your business model, transaction volumes, customer locations, and specific payment requirements (e.g., multi-currency, recurring billing) to understand exactly what you need.
- Provider Selection Assistance: Based on your needs, we identify and recommend reputable payment service providers (PSPs) or acquiring banks that are the best fit for your business, considering factors like fees, supported currencies, integration options, and reliability.
- Application Support: We guide you through the application process, helping you gather necessary documentation and complete forms accurately to increase your chances of approval.
- Terms & Fee Negotiation Guidance: We help you understand the proposed terms and fee structures from providers, assisting you in potentially negotiating more favourable rates.
- Integration Guidance: We provide advice or connect you with resources to help integrate the payment gateway with your e-commerce platform, website, or application.
- Ongoing Support & Consultation: We remain available to answer questions, troubleshoot initial issues, and provide consultation as your payment processing needs evolve.
Why Choose Helvetios to Help Get Your Merchant Account?
Expert Knowledge of the Payment Landscape
We understand the intricacies of different payment providers, their strengths, weaknesses, and typical fee structures.
Access to a Network of Providers
We have relationships with various reputable banks and PSPs, including those suitable for different business models and risk levels.
Unbiased Recommendations
We work for you, not the payment provider. Our goal is to find the best solution for your business, not to push a specific product.
Streamlined Application Process
We know what information providers require and can help you prepare a strong application, saving you time and reducing potential delays.
Help Understanding Complex Terms
We break down confusing fee structures and contractual terms, ensuring you know exactly what you're signing up for.
Tailored to Your Specific Business
We find solutions that fit your unique industry, location, currency needs, and growth plans.
Save Time, Reduce Hassle
Avoid spending countless hours researching providers and navigating complex applications on your own.
How Our Merchant Account Assistance Works
Our process is simple and transparent:
Business Discovery & Requirements Analysis
We begin with a tailored consultation to understand your business model, customer base, sales channels (e.g., online, in-person, cross-border), and specific payment needs such as currencies and transaction types.
Provider Match & Recommendations
Based on your profile, we identify the most suitable merchant account providers. We walk you through the pros and cons of each option, helping you choose the best fit for your business.
Application Submission & Ongoing Support
We help prepare your application and submit it to the selected provider(s), ensuring all documentation is accurate and complete. Our team remains available to answer questions and liaise with the provider as needed.
Account Setup & Integration
Once approved, we guide you through linking your merchant account to your website or POS system and completing the setup. From here, you’re ready to start accepting payments—with us still available for post-setup support.
Who Needs Merchant Account Services?
Our service is ideal for businesses that
Need to accept credit/debit card payments online, in-store, or over the phone.
Provide services and want to accept card payments from clients globally.
Are considered “high-risk” by standard banks and need specialized provider connections.
Operate an e-commerce store.
Are expanding into new markets and need local or international payment solutions.
Want to ensure they are getting competitive rates and terms for payment processing.
Are startups needing guidance on their first payment setup.
Are established businesses looking to switch providers or optimize their current setup.
The Result: Easy Payment Acceptance and Business Growth
By partnering with Helvetios for your merchant account needs, you achieve:
- Faster Setup: Get approved and start accepting payments sooner.
- Optimized Costs: Potentially access better rates and terms through our guidance and provider network.
- Reduced Complexity: Navigate the application and setup process with expert support.
- Reliable Payment Processing: Get connected with reputable providers offering stable and secure services.
- Focus on Sales: Spend less time on payment infrastructure and more time on growing your business.
- Tailored Solution: Ensure your payment system perfectly matches your business model and customer base.
Secure your ability to accept payments efficiently and safely with Helvetios.
Partner with Helvetios to find and set up the optimal merchant account for your business.
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FAQs about Merchant Accounts
What is a merchant account?
A merchant account is a type of bank account that allows businesses to accept electronic payments made via debit or credit cards. It’s an agreement between a business, an acquiring bank, and often a payment processor to handle electronic payment transactions.
Do I need a merchant account to accept card payments?
Yes, if you want to accept payments directly from major card networks (like Visa, Mastercard, American Express), you need a merchant account. While some payment service providers (like Stripe or PayPal) offer integrated solutions that sometimes feel like not needing a separate merchant account, they essentially provide you access to their master merchant account or set up a sub-merchant account for you.
How long does it take to get a merchant account?
The approval time varies significantly depending on the provider, the complexity of your business, your industry, and the completeness of your application. It can range from a few days to several weeks or even months for high-risk businesses.
What information is required for a merchant account application?
Providers typically require extensive documentation, including business registration documents, proof of address, bank statements, processing history (if applicable), information about the business owners, website details (for online businesses), and projected sales volumes.
What are the typical fees associated with a merchant account?
Fees can include transaction fees (a percentage + fixed amount per transaction), monthly fees, statement fees, setup fees, chargeback fees, gateway fees, and others. Fee structures can be complex and vary greatly between providers.
Can you help businesses in "high-risk" industries get a merchant account?
Yes, we have experience working with businesses in industries often classified as high-risk (e.g., online gaming, adult entertainment, pharmaceuticals, travel, certain types of e-commerce). We can connect you with specialized providers who understand and serve these sectors.
How does a merchant account integrate with my website or POS system?
Merchant accounts are connected via a payment gateway. This gateway acts as a bridge between your website/POS terminal and the payment processor. Integration is typically done through APIs, plugins for e-commerce platforms (like Shopify, WooCommerce), or software provided by the processor. We can provide guidance on this.
Why should I use Helvetios instead of applying directly to a payment provider?
Applying directly can be time-consuming, and it’s hard to compare offers effectively or know if you’re getting the best terms. We provide expertise, access to a network of providers (some of whom might be hard to find or access directly), help you understand complex fees, streamline the application, and advocate for your business needs, saving you time, effort, and potentially money.
